Working Capital for Community Needs

WORKING CAPITAL FOR

COMMUNITY

NEEDS

Creating opportunities for access to microfinance, services, and markets to improve the lives and communities of the working poor in Latin America.

WORKING CAPITAL FOR

COMMUNITY

NEEDS

Creating opportunities for access to microfinance and services to improve the lives and communities of the working poor in Latin America.

Impact Investing for Social Change

For over 35 years, Working Capital for Community Needs (WCCN) has created opportunities for access to microfinance and services to improve the lives and communities of the working poor in Latin America. As one of the first social impact funds in the United States, we have invested more than $150 million, reaching an average of approximately 21,000 small business owners a year.

WCCN empowers low-income Latin American entrepreneurs by sustaining partnerships with microfinance organizations and fair trade coffee organizations in Nicaragua, Ecuador, El Salvador, Honduras, Guatemala, Argentina, Bolivia, Mexico, Colombia, and Peru.

As an investor or donor of WCCN, you can personally make this life changing work happen.

66%

OF BORROWERS ARE WOMEN

What We Do

Impact Investing

WCCN supports small entrepreneurs in Latin America by providing microfinance loans to low-income entrepreneurs and small-scale farmers. As their businesses grow, they are able to create opportunities for others in their communities.

Elevating Women

Central to WCCN's initiatives is the belief that women have the right to determine their financial futures, obtain an education, own land, have access to adequate healthcare, and never face the threat of violence. Historically, more than two-thirds of our partner agencies' clients have been women.

Advancing the SDGs

The United Nations' 17 Sustainable Development Goals (SDGs) provide WCCN with an important development framework that allows us to measure our impact in areas including gender equity, health and well-being, and education. 18 of our 19 partner organizations set targets related to 15 SDGs, contributing to environmental, social, and economic well-being.

Financial Inclusion

WCCN lends to partners who work with female business owners, rural populations, and indigenous communities that have been historically excluded from the financial system. WCCN also provides financing to organizations that provide technical assistance to micro-finance borrowers and cooperative members.

Fair Trade Coffee

WCCN supports small-scale coffee farmers in increasing their incomes and accessing the international fair trade coffee market by lending to coffee cooperatives. By providing loans at the time of harvest, WCCN can add to the 1.3 million farmers in 70 countries that are part of the fair trade movement, ensuring small-scale farmers receive a fair price for their coffee.

Access to Housing

WCCN works with partner agencies to provide improvements to housing for marginalized populations. Combing sweat equity, donated funds, and affordable loans, WCCN is able to assist in providing financing to unbanked and underbanked groups to further support these efforts.

Giving Feels Great

48%

OF BORROWERS LIVE IN RURAL AREAS

When you give to WCCN, you join a movement of people who are using their resources to empower the working poor to improve their lives.

By donating today, you will:

Address one of the root causes of poverty and social injustice: lack of access to credit for the poor and disenfranchised.
Support the working poor, indigenous populations, and those in rural areas.
Provide financing to around 21,000 microfinance borrowers and small scale farmers achieve their dreams every year.