Beyond Credit: Rosa’s Journey to Financial Independence
- Working Capital for Community Needs
- Mar 20
- 2 min read
In the heart of San Miguel, 31-year-old Rosa Torres has built her own path as an entrepreneur. Since she was young, she always had a passion for business, but like many, she lacked the key ingredient to get started: capital.
Back in 2019, Rosa decided to open her store. She already had the space, but not enough products to fill it. That’s when she took her first loan of $5,000 with PADECOM, WCCN’s local partner, which allowed her to buy inventory.
It wasn’t easy at first, her store had only four shelves with basic essentials. But she paid attention. Every time a customer walked in asking for something she didn’t have; she made a mental note. Little by little, based on their requests, she expanded her inventory. Since then, Rosa has taken out four more loans, each one helping her minimarket grow step by step.
She remembers when her store only had four shelves and a few basic items. Today, her daily income has increased from $60 to $150, and she has been able to hire someone to help in the afternoon shift.
Rosa lives with her husband and their baby, and thanks to her hard work, she has been able to improve their home and plan for a more secure future.
“Before, I never really thought about saving, but now I’m paying for our house and feel much more stable,” she says.
But Rosa’s growth wasn’t just financial. With the stability her business provided, she accomplished something she had always wanted: finishing her degree in Business Administration. “At first, it’s scary. You doubt yourself. But I’ve realized that fear is just in your head. You have to push through it.”
Looking ahead, her dream is to expand her business and open more stores. And if she could make a change in her community, she knows exactly what it would be: create more jobs and help others improve their financial situation.
Help us support more microentrepreneurs like Rosa by donating or investing with WCCN.
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