OUR BORROWERS

Every year, Working Capital for Community Needs invests in over 25,000 small business owners in Latin America. These crucial microloans allow our borrowers to expand businesses, buy medicine, send children to school, build houses, and overall help them to improve the quality of life for themselves and their families. 

Click the on the countries below to meet a few of our incredible borrowers!

kisspng-flag-of-ecuador-map-flag-of-fran

ECUADOR

kisspng-flag-of-el-salvador-map-salvador

EL SALVADOR

kisspng-flag-of-guatemala-file-negara-fl

GUATEMALA

kisspng-flag-of-honduras-file-negara-fla
kisspng-flag-of-nicaragua-map-national-f
kisspng-flag-of-peru-inca-empire-nationa

HONDURAS

NICARAGUA

PERU

 

Ecuador

PARTNERS 

ESPOIR | INSOTEC

AMOUNT INVESTED IN 2018

$2,087,500

Flora Guaman, Microfinance Borrower with

Flora's picture should be in the dictionary under perseverance. She and her husband were happily raising their five children in the country side and supporting themselves by farming until a volcano erupted in 1999, rendering their fields infertile and toxic. Unable to raise crops or animals, Flora and her family literally were starving. 

 

They moved to the city of Ambato and took manual jobs hauling food and furniture in the local market floor is husband soon joined a relative making cement blocks. After learning the business, Flora and her husband open their own successful cement block business.

 

In 2010, Flora's husband fell down a flight of stairs and died, leaving Flora to run the business and support her family. Flora face challenges besides the hard physical labor of block making, like she needing sufficient cash to buy materials. Without cash there are no blocks and no business. Floria solved this problem through a $3000 loan with WCCN’s partner agency INSOTEC. The loan allows flora to buy materials for making 2000 cement blocks a day that she sells to the local municipality and other builders. 

Ambato, Ecuador

FLORA GUAMAN

_MG_9228.jpg

Gloria Gamay and her mother Fidelia (pictured) were harvesting hundreds of pounds of coffee by hand in a light rain when we met them. When asked how long she has been growing coffee, Fidelia responded "Always."

The coffee field has been in the Gamay family for generations before Gloria joined FAPECAFES and underwent the rigorous application process to have the Gamay coffee certified fair trade and organic. Now, Gloria and Fidelia's hard work is rewarded with a higher price for the coffee. Certified Fair Trade and Organic coffee receives a premium of 30c a pound more when sold on the international fair trade market.

Growing coffee organically has additional ecological benefits. The shade trees planted to protect the coffee promote biodiversity by providing habitat for birds and other species.

Ambato Ecuador

GLORIA GAMAY

Maria has been selling vegetables in the market in Quito for more than ten years. Five years ago, she and her husband took out their first business loan from WCCN partner agency INSOTEC for $800.

 

Since then, the loan has helped them exand and diversify the produce they sell, dramatically increasing their clients and sales. Their first loan was so successful that they have taken out five more loans to support their business! Their hard work growing their business has now allowed them to be able to purchase a truck and pay for their children's education

Quito, Ecuador

MARIA ELENA VEGA

Maria Esther Sysabucha Ecuador.jpg

Maria is a 63 year old indigenous farmer living in the central Andes. A life of hard work shows in her face.

Maria works as a farmer growing potatoes, carrots, radishes, and fingerling potatoes. At the age of 61 she took out her first loan for $1,000. She used the loan to buy seeds and fertilizers, increasing her production and ultimately her profits.

Maria had wanted to borrow money in the past, but was unable due to her lack of sufficient collateral. WCCN’s partner agency, INSOTEC provided her access to credit and her business has greatly improved. Maria has successfully repaid her first loan and has secured a second loan to help with a second planting.

With her increased profits she was able to put a new roof on her house, making her life a bit easier.

Ambato, Ecuador

MARIA SYSABUCHA

DSCN1291.jpg

Laura has sold vegetables for 15 hours a day, seven days a week for the last 30 years. When asked if she likes her work she responded, "it is my life." While that kind of life seems hard to most of us, Laura enjoys her work. She is very friendly and cheerfully explain how working with WCCN's partner agency has helped her business succeed.

 

Before working with Espoir, she had to borrow money from a loan shark who charged “a lot of interest”. Now running her business is much easier because she knows she will be treated fairly, get her loan request approved promptly and have less paperwork then if she tried to borrow from a bank. She has also been able to buy a pick up truck to haul her produce to and from the market.

 

Laura is a widow with four children to support. She is most proud that through her labor, her oldest two children are attending a university-one is studying finance and the other computer engineering. Her youngest two children are still in high school.

Cuenca, Ecuador

LAURA PILLCO

Daniel Castillo, Fair Trade Coffee Farme

Daniel has been a coffee farmer for 36 years and a member of FAPECAFES since 2003. Walking through his coffee field is like visiting a lush green garden. Biodiversity, Daniel explained, Is essential for pest control on organic farms in the semi tropical climate.

 

Daniel had to switch from growing coffee conventionally to organically when he joined FAPECAFES. He said the change wasn’t hard because organization technicians showed him how, and he receives better prices for organic coffee. He also likes the new pruning method done by the organization. This method keeps plans sure to increase yield and also speeds the harvest because people can pick with two hands. Daniel’s face reflects a lifetime of working hard outdoors. His hard work today is rewarded when he receives a fair price for his coffee, and the world benefits from his commitment to biodiversity.

Vilacacamba, Ecuador

DANIEL CASTILLO

 

El Salvador

PARTNERS 

ASEI | PADECOMSM

AMOUNT INVESTED IN 2018

$255,660

rosa.png

Rosa sells rice, beans, corn, and tortillas and has been selling tortillas for the past 18 years. Before receiving loans from ASEI, she sold about 100 tortillas per day.  Now, she sells about 1,000 tortillas per day.  She even has hired employees to help her with the flattening/cooking process. 

 

When she started with ASEI 14 years ago with an $11 loan to purchase corn, there were times earlier on in which she couldn’t eat, but now she can. She now has running water and electricity. She has seen her community improved because of ASEI, and if members of the community can’t pay for tortillas, she sometimes lends people tortillas until they can.

 

She has 3 grandkids, who are 28, 26, and 24.  She has helped pay for them to go to high school and some for college.  She has been helping to take care of them since they were little.

Santa Rita, El Salvador

ROSA MELIDA DIAZ

josegi.png

José works as a shrimp farmer just off the Pacific Coast and describes this work as a gift and having steady work as God being with him.

His first loan with INTEGRAL was for $3,500 and he used the funds to begin working at a small pond to harvest shrimp.  He saw his production increase greatly. He has increased his loan sizes over time to further expand his operations and farm more shrimp.  He says that without access to credit, he would have nothing. 

INTEGRAL has helped his island a great deal and many people on his island work with them.  José is able to provide jobs in the community.  If they have a business and need financing to bridge a gap in their business, INTEGRAL is able to help them.  He appreciates that INTEGRAL is close to him and understands the needs of the people on his island.   He worked with other microfinance banks for 15 years and switched to INTEGRAL because they would give him a larger loan.  The loan officer is flexible with him and if he has any delays on payments, and works with him to strengthen him and demonstrate trust.

Isla Tasajera, El Salvador

JOSE GILBERTO MENDOZA

maria.png

Maria works making tortillas, tamales, papusas, and other fresh food, growing much of her corn herself and turning it to flour.  She has help from her sons and from other members of the community, but due to how much she produces by hand, has to spend long hours cooking. She works so hard that she only rests on New Year’s Day and the Saturday before Easter, and often works until midnight every day.

 

Her income is split into the many foods she produces, diving her time each week to make tamales ($80 per week), papusas ($50 per week), cheese ($300 per week) and tortillas ($75 a day). She makes about 1350 tortillas by hand every day. 

 

Her son helps her keep track of the financial aspects of her business and make her loan payments on time so she can focus on cooking.  She has 9 kids, 3 of which help her.

 

Before working with INTEGRAL, she had food insecurity and was not able to eat 3 times a day.  If she didn’t have any loans, she couldn’t maintain her business and increase her income, saving up money for the future.  She sells her products to the community, including any extra raw materials they might need for their own cooking or businesses.  Her house is a community hub.

 

Her most recent loan was for $1,500 for housing improvements, and she received free technical assistance from an architect to build a small guest house on her property for her daughter and grandson to stay in.  The loan was also used to fix the floor and paint the house to protect it better from wear and tear.

 

She also recently opened up a savings account with INTEGRAL, and with her next loan disbursement she will begin receiving health and life insurance.  She feels good that she has been able to raise good kids and has left them with more things than she started with, including a trade they can use to earn income for themselves.  

Zacatecolua, El Salvador

MARIA ESPERANZA GARCIA

rdg.png

Melida works with añil or Indigo, a blue dye derived from the tropical plant of the same name.  She sells the dye locally and makes clothing with custom designs using the dye, like shirts and cloth purses. 

 

She got involved with INTEGRAL through the Hermosa Program in 2010 which taught her and other women how to make purses and jewelry to sell so she can increase her income.  At that time, she was struggling.  

 

Before access to credit, she was able to make $100-$200 per day on the days that she sells  and now when she sells she is able to make $300 per day due to her increased production capacity.  She has an agreement with the Mayor who often promotes her work when he is representing Costa del Sol in other places by buying the shirts from her and giving them as gifts. 

 

Now that she has access to credit and her own income, she has more self-esteem and self-confidence..  She was married but experienced domestic abuse and the program Hermosa helped her live and stay positive. However, she wants to keep working, because she has learned a lot about herself through working for herself.  She works hard because she wants to have a better place to live and better housing. 

 

Her kids are 20 years old to 34 years old, with 6 kids in total.  2 kids are from her relationship with her ex-husband and she raised them by herself.  She has lived in her current house for 16 years. She also takes advantage of INTEGRAL's low-cost life insurance and medical insurance, which covers $20 of the cost of the medicines she needs for her heart condition.  

Costa del Sol, El Salvador

MELIDA ROSA DE GUILLEN

nohemi.png

Nohemi lives near the Pacific Coast and makes sea shell art and wind chimes to sell to tourists.  She has 7 kids and experienced food insecurity when she was younger.  3 years ago she started selling the seashells to earn extra income with just a $3 investment. 

Nohemi got involved with INTEGRAL through the program PATI which helps train high-risk women with skills that they need to be successful.  She was making $12 per week before the loan with INTEGRAL selling her various sea shell creations in the street for tourists. 

 

She received her first loan with INTEGRAL in 2014 for $250 for materials to expand her sea-shell business. She now makes $50-$60 on a good day though her business is heavily dependent on tourism. 

 

Her life has improved as now she always has at least some money available for food and emergencies.  Before INTEGRAL, it was impossible to get a loan with a conventional bank because she did not have collateral or proof of income.  She has recommended that her friends take out loans with INTEGRAL.  She also now has health insurance with she pays a small fee for with her monthly loan payments with INTEGRAL.

La Paz, El Salvador

NOHEMI RAMIREZ

pedro.png

Pedro has been working with bees for 15 years, first for someone else, and then on his own beginning 6 years ago.  It is a difficult business to master, and he has had issues with food security in the past.  His former boss also pays him on a contract basis to do some management of his hives during the rainy season, and has helped Pedro export some of his honey. 

 

He heard about FADEMYPE in 2015 after unsuccessfully trying to get loans from traditional banks due to his lack of credit references and lack of collateral.  He received his first loan for $1,000 so that he could buy the raw materials to build and maintain his hives.  He now manages 37 hives.

 

Access to credit has helped him see some earnings.  When he was in debt before, he didn’t see any of the income he was generating because paying the debt was unmanageable.  However, the payments to FADEMYPE are more manageable and allowing him to feel the effects of his increased income.  He is now able to pay for his 3 kids' school and is very thankful for their help.  Since he received the loan, he has had more food security and now has life insurance as a part of the loan. 

Zatecoluca, El Salvador

PEDRO HERNANDEZ DIAZ

 

Guatemala

PARTNERS 

CREDIGUATE | ADICLA  ASASAPNE | ADISA | SERVIGUA

AMOUNT INVESTED IN 2018

$1,796,230

martina.png

Martina and her husband raise snow peas and are part of Las Canoas, a Fairtrde certified cooperative. They have a strong vision for growing their business and with each loan they take, they have built up their capacity to manage more and improve their livelihood. Their first loan was to build a cement block home instead of the wood panel house they had. Then they invested in land to expand their farm. The couple now has 5 cuerdas (unit of land) and hopes to expand to 8-9 cuerdas. During harvest time, they employ local workers to help them. Martina also sells flowers that she raises in their yard in buckets and barrels and gardens surrounding their home. 

Choquec, Guatemala

MARTINA MUXTAYCOT

Guatemala July 2019_DSC5694-2.jpg

Gloria had experience with a solidarity group 20 years ago, but left when other members stopped paying back their credits. She decided to take another chance on credit when she needed money for her children's schooling. Gloria used her credit of $1000 to invest in a new business growing oyster mushrooms that she sells to a local association. She's now managing her own credit and the profits are making a difference in the lives of her and her family. "It's improved our lives. Our children are able to study and we can eat better. More vegetables and what we like."

San Andres Semetabaj, Guatemala

GLORIA SACUJ 

Guatemala July 2019_DSC5602.jpg

Martin is a longtime client of ADICLA. He's a small farmer cultivating onions, potatoes, carrots and radishes on 3 cuerdas (unit of land) of rented land. His farm is at the entrance to Solola and rent has been steady, but it’s hard to find affordable land in the area, so he continues to use credit to finance his farm. ADICLA is flexible with payment when the harvest isn't good. Usually when one harvest is bad, he's able to get a second harvest and keep up with his responsibilities. Credit has allowed him to keep his children in school. He has five children from 21-12. "I don't have a lot to give my children, so the inheritance I can give them is an education."

Solola, Guatemala

MARTIN CHAVEZ

Guatemala July 2019_DSC5756-2.jpg

Tomasa is well regarded in the community for the exceptionally-fine huipiles (traditional blouse) she makes. Unlike most women in the area, she didn't learn weaving from her mother, instead taking an interest as a young adult and learning from a group of other women. Now she has become a talented weaver and can charge much more for them. But before receiving credit, she was never able to afford the raw material to build up stock. With her first loan, she has been able to buy silk thread and create more huipiles. Her two daughters help in the work and all income supports the family. Tomasa's husband passed away years ago and her daughter has two sons who are confined to wheelchairs. The income from their weavings, along with a variety of endeavors is vital to their survival. Even though it's her first time working with credit, Tomasa is an A+ client and has never missed a payment.

Chichicastenango, Guatemala 

TOMASA SAQUIC CALEL

Guatemala July 2019_DSC6502.jpg

José apprenticed with a maker of cortes, traditional skirts used by most women in the area, for three years before moving out to launch his own business. Credit from SERVIGUA allowed him to purchase raw material and two looms that he installed in a small adobe building near his home where he and his cousin work together. As an employee, he would earn $12 for each corte he produced, but now as his own boss, he makes double that. "Having access to this credit has helped me to build my business from the start and now I can improve our house and the life of my family."

Chichicastenango, Guatemala

JOSE SENTE TZOC

Carmen and her husband run a small workshop making dolls and other high on top of one of the hillls spreading out from Chichicastenango. While Romulo manages operations, Carmen is in charge of administration determining volumes and managing the overall business. Credit from SERVIGUA allowed them to buy a new machine, which helped them improve from just 300-400 dolls per week to over 2,400 dolls. They now have 8 employees and the income has allowed them to build their business and make home improvements. 

Chichicastenango, Guatemala

CARMEN ELLISIA CHITEC MATEO

 

Honduras

PARTNERS 

AMC | AHSETFIN | PRISMA FINSOCIAL | COMIXMUL

AMOUNT INVESTED IN 2018

$1,919,788

noemy.png

Noemy has been running a bakery with her daughter for the last 17 years. Before that, she had a sewing shop but had to switch to working from home when her eyesight declined to where she couldn’t see and she had to make choices about what to buy: glasses or other essentials.  For over ten years, she experienced food insecurity and sometimes could only eat one meal per day.

 

Her first loan with ASEI was for raw materials like flour, yeast, sugar, and salt needed to make the bread for the Christmas season.  This loan allowed her to stabilize her finances.  Before the loan, she was only able to sell smaller amounts of bread at different houses. Since then, she has been able to upgrade her production, improve her income and buy glasses.  She has no food insecurity, has improved her mental health, and is now able to teach people in the community how to make bread so they can have a trade.

Valle de Angeles, Honduras

NOEMY LUCI CRUZ ORELLANA

olga.png

Olga farms guayaba (guava) in a valley at the foot of the mountains just outside of Comayagua, Honduras. She has 9 kids and one of her daughters and her daughter’s husband lives with her.

 

She bought the farm where she lives now 6 years ago but struggled to keep her guava trees alive due to the many pests which eat the fruit, causing rot and dryness and subsequently robbing her of income.

 

She received her first loan from AMC Honduras in 2015 for $442, to buy paper bags to protect her fruit from pests and fertilizer as well to keep trees healthy enough to resist disease. Without these loans from AMC Honduras, she would have lost most of the trees on her farm and would have to have sold it.  Now she has so much work with her healthy trees that she has employed one other person to help with the harvest.

Comayagua, Honduras

OLGA MARINA RIOS

victor.png

Victor makes high quality clothes from his home and sells them in bulk to various towns around the area.  He took out his first loan from AMC Honduras for $663 in 2010 to purchase raw materials needed to make his product. His most recent loan has allowed him to sell clothes at new retail locations in the area.

He and his family moved to Comayagua due to the violence in the area where they lived and where he grew up in Chaloma.  In Chaloma, drugs and gangs are prevelant and many of the children are targeted for recruitment in the gang as early as 10 years old, with many children being coerced into joining because the lives of their families are threatened.  Victor moved his family to Comayagua because it has more safety and security as well as a safer environment for raising his children. 

 

Thanks to the help from AMC Honduras in starting his business and helping him grow, he has been able to send his kids (now 18,19, and 20) to high school and “Thanks be to God” has not been food insecure.  His loan comes with a small life insurance payment during the life of the loan so that in case something happens to him, his family is taken care of. 

 

In the future, he wants to buy more raw materials to expand his business further and so he can send his kids to college so they can study professions that give them more stability than he had at their age.

Comayagua, Honduras

VICTOR VALLECILLO

miriam.png

Miriam is an artist specializing in painting on canvas and painting on wood. Her first loan with ASHETFIN was in 2015 for 15,000 lempiras ($664) to buy supplies, so she could make and sell more art to increase her income. Before her loan she was grossing 1,000 lempiras ($44) a week and now she is grossing 5,000 lempiras ($224) a week.

 

She has 3 children, all of whom are female and all of whom are college graduates thanks in part to the loans. She would like to use future loans to create an amphitheater on her property where local artists can display their works.

Valle de Angeles, Honduras

MIRIAM LIZETH RIVERA

padrit.png

Padrit currently has two loans: one to expand her tortilla business and another as part a program to store clean, potable water for easy future use in a cost effective way.

 

Her first few loans were used to buy materials for making tortillas and for improving her house.  Before working with ASHETFIN, she had to buy flour on credit from a distributor. With the upgrades, she was able to increase tortilla production from about 1,800 every day to 2,200 every day. She also added a cement floor to her house so that water doesn’t pool inside the house, eliminating the breeding ground for mosquitoes and malaria, and replaced a rotting, collapsing roof. In 2014, she was able to build a water storage unit in the back of her house.  Now, her home and workplace is more sanitary and her kids are sick less often.  She is able to rest more (and relax watching telenovelas) and doesn’t have to be in the kitchen all day. 

 

She has 3 kids (36, 27, and 13) and with her increased income was able to buy things her youngest kid needed for school, like uniforms, books, and backpacks. She wants her kids to go to college.  

Tegucialpa, Honduras

PADRIT MERLO

alba.png

Alba sells fresh food like chicken, potatoes, squash, salad, and plantains in her community in Tegucigalpa. 

Her first loan with ASHETFIN was for $221 to purchase raw materials to sell more fresh food.  She has had 5 more loans since the first one, each allowing her to purchase greater amounts of raw materials and increase her income. She had to take out a loan with ASHETFIN because of increased competition from other food vendors in her community and because she spent up her savings in a family emergency.  Her brother and nephew were killed, and she took care of all the expenses relating to the funeral and in taking care of her brother’s wife.  After meeting with a counselor from ASHETFIN, she was able to get a loan in 3 days, which allowed her to keep her business. 

Alba used to experience frequent water shortages, as she would only have access to water once a week.  Sometimes it would only come at midnight and the only way she knows that water is flowing is due to the sound in the faucet, and she would have to be waiting and ready with dozens of found containers like empty juice cartons to save up the water. 

 

She has had a water tank with ASHETFIN’s CrediAgua program for 1 year now and greatly enjoys it.  She just has to open up the tank when the water is flowing and it takes 30 minutes to fill up, and does so without any extra effort from her.  Previously, she could lose ½ a day filling up many found containers and would have to stop everything to fill the containers.   Now, she doesn’t have to worry about using water and can clean her store and the food she prepares.

Tegucialpa, Honduras

ALBA ANTONIA AGUILERA

 

Nicaragua

PARTNERS 

ACODEP | ALDEA | AMLK COOPEFACSA | FUDEMI MiCredito | PRODESA

AMOUNT INVESTED IN 2018

$3,536,500

_DSC0719.jpg

Marta Isabel Bermudez, is a tortilla maker in Nueva Guinea. She started her business two years ago with a loan for C$ 7000 ($210 USD). The loan was to purchase corn, firewood, vegetables, and curdcheese. She is able to make her own profits, employ 3 women and support her family.

Nueva Guinea, Nicaragua

MARIA ISABEL BERMUDEZ

_DSC0580.jpg

Maria and Hazell are mother and daughter partners of a small family yogurt business. In 2015, they took their first loan for C$ 6,000 ($180 USD) for starting operations and purchasing kitchen and cookware in order to increase production. Thanks to the loans, they were able to continue the family business and reinvest the profits, and are now distributing the product in three new municipalities in Managua, San Carlos, Blufields and Masaya.

Nueva Guinea, Nicaragua

MARIA ASTORGA & HAZELL CHACON

José is a longtime borrower of WCCN, starting with his first loan 15 years ago for the amount of C$ 10,000 ($300 USD). Though the first loan was used for cattle raising, Jose Maria most recently took out a loan for growing coffee. He feels very proud getting higher profits and providing employment. 

Nueva Guinea, Nicaragua

JOSE MARIA PERALTA

_DSC0756.jpg

Fanor is the owner of a small saddlery in town. He has been working in this business for 20 years. He obtained his first loan 15 years ago for purchasing raw materials and improving the productivity of his processing site. The size of the loan was C$ 40,000 (1,200 USD). He has been a  borrower for 6 years, which has allowed him to grow the business, increase profits, employ people, and invest in other businesses in the community.

Nueva Guinea, Nicaragua

FANOR ARTIAGA

_DSC4975L15.jpg

Meyling Hernández has been a fruit vendor for the past 15 years. She took out her first microloan in May of 2017. Through the new access to capital and credit, she was able to buy land and build a home for herself and her family.

Managua, Nicragua

MEYLING HERNANDEZ

Marlleny has run a beauty salon in Nueva Guinea since 2014. She got her first loan two years ago through our group lending program for the amount of C$ 6,000 ($180 USD). Since then, she has completed 8 additional loans for inventory and tools. The loans received have helped her to increase the services her salon can offer and improve her living conditions for herself and her 4 year old daughter.

Nueva Guinea, Nicaragua

MARLLENY ESPINOZA

 

Peru

PARTNERS 

PACIFICO | Rainforest Trading TAHUANTINSUYO

AMOUNT INVESTED IN 2018

$1,690,500

Delia, Microfinance Borrower in Peru wit

For microfinance borrower Delia Mondragon Rios the chain of events is simple: A $100 loan ten years ago enabled her three children to have a college education. Ten years ago, Delia joined a community bank formed by WCCN partner ARARIWA because she needed a loan to buy buy flour to make bread. Over the years, she has continued to borrow money to expand her bakery. By increasing her sales and subsequent income, Delia was able to send her three children to the local university. 

Cusco, Peru

DELIA MONDRAGON RIOS

Agustin Garay, Fair Trade Coffee Produce

Agustin and Maria are a husband and wife farming team and members of APAVAM, an association of farmers from the Alto Maya Valley. The cooperative is dedicated to growing and exporting fair trade organic coffee, improving the lives of their members and protecting the environment.


Agustin grew up very poor in Peru and was unable to attend school. Due to lack of opportunities, he was forced to work on a coca farm for five years until the army raided the farm and he fled. After the raid, he returned home, rented a small piece of land and started growing coffee. Agustin had been growing coffee for many years and had attended several AVAPAM workshops on how to grow higher quality coffee to sell for better prices. After one talk, Agustin spoke with a technician about selling his coffee at a higher price. The technician told him to bring a sample of his coffee to the AVAPAM offices, and his coffee was graded gourmet and export quality.

Before Joining AVAPAM, Agustin sold their coffee for $38 per 100 pounds. Now, they are receiving $64 per 100 pounds, which has allowed them to purchase more land and expand their operations!

Alto Mayo Valley, Peru

AUGUSTIN GARAY & MARIA DELGALDO

Victor Choce Romero, Fair Trade Coffee F

Victor is an organic coffee farmer and a member of Mountain Coffee since 2005. The membership has provided him access to loans to help him tend his coffee trees and harvest his crop. He previously lacked the funds to pay workers to harvest his crops or to educate his children. As a member, Victor and other farmers now have access to education and training on best practices for growing quality organic coffee. Due to the training received, Victor now is able to market his coffee as organically certified and receive a substantially higher price for the higher quality coffee.

Cajamarca, Peru

VICTOR CHOCCE ROMERO